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PhilHealth Registration for Employer: A Health Coverage Guide

Are you figuring out PhilHealth registration for employer? 

With a mission rooted in ensuring equitable access to health services, PhilHealth stands as the government agency entrusted with providing health insurance to Filipino citizens.

As part of our ongoing commitment to your employees’ well-being, we’re diving into the ins and outs of PhilHealth registration.

Buckle up for a journey through the importance of getting your company on the PhilHealth map, the perks your team gets, and a friendly walk-through of the registration process.

Requirements of PhilHealth Registration for Employers

  1. Employer Data Record (ER1 Form): This form is the key to the city. It holds all the essential information about you, the employer. Don’t leave home without it!
  2. Appropriate Business License: Specific business licenses are required based on the entity type.
Nature of EntityAdditional Documents Required
Single proprietorshipsDepartment of Trade and Industry (DTI) Registration
Partnerships and corporationsSecurities and Exchange Commission (SEC) Registration
Foundations and non-profit organizationsSecurities and Exchange Commission (SEC) Registration
CooperativesCooperative Development Authority (CDA) Registration
Backyard industries/ventures and micro-business enterprisesBarangay Certification and/or Mayor’s Permit
  1. PhilHealth Membership Registration Form (PMRF) for Each Employee: Each team member needs their own passport – the PhilHealth Membership Registration Form (PMRF). It’s their way into the PhilHealth club

Step-by-Step Guide of PhilHealth Registration for Employers

To register your business with PhilHealth, follow these steps and submit the required documents to any PhilHealth office:

  1. Submit the ER1 Form, business license, and PMRF for each employee to any PhilHealth office.
  2. After submission, PhilHealth will process the documents and issue the following:
  • PhilHealth Employer Number (PEN) along with the certificate of registration.
  • PhilHealth Identification Number (PIN) and Member Data Record (MDR) for registered employees.
  1. Once you receive the certificate of registration, prominently display it within your office premises, as required by PhilHealth regulations.

Why PhilHealth Registration for Employers Matters

So, you’ve probably heard about Republic Act (RA) No. 7875. It’s the one that nudges both public and private sector employers to team up with PhilHealth and chip in those monthly contributions.

It’s not just about crossing the T’s and dotting the I’s; it’s a solid commitment to making sure your team has a safety net for their health needs.

Here’s the unique twist – it’s not just your employees chipping in. PhilHealth contributions are like a tag team – 50% from your employees’ monthly take-home pay and the other 50% from your side of the fence.

This shared responsibility dance is what makes the healthcare system work like a well-oiled machine.

Unpacking PhilHealth Goodies for Your Team

Inpatient Benefits

Ever wondered what happens when hospital beds become the superheroes in your employees’ stories?

PhilHealth steps in and covers a chunk of those hospitalization expenses. It’s like having a financial sidekick during those unexpected health battles.

Outpatient Benefits

PhilHealth doesn’t limit the fun to hospital stays. Day surgeries, therapies, and even the regular doctor’s visits without the hospital drama – it’s all covered. A holistic approach to health? Check!

Z Benefits

Leukemia, prostate cancer, breast cancer – these are the heavyweights. PhilHealth’s got your team’s back with Z Benefits, providing coverage for these specialized therapies during the toughest of times.

SDG-Related Benefits

PhilHealth is all about syncing up with the big picture. Think treatments for animal bites, HIV-AIDs, and anti-tuberculosis therapy. It’s like your team’s health goals aligning with broader Sustainable Development Goals (SDGs).

Wrapping It Up

PhilHealth registration for employer isn’t just a checkbox exercise; it’s about creating a healthier and more secure workplace.

By embracing the shared responsibility, understanding the perks, and smoothly navigating the registration process, you’re not just meeting legal obligations – you’re becoming a healthcare superhero for your team.